Modern infrastructure for instant, low-cost cross-border payments
Replace legacy correspondent banking with instant settlement, transparent fees, and compliant infrastructure. Modern infrastructure powers the backend; users see only local fiat.
The Problem
Dedicated or private infrastructure is used for production environments to ensure reliability and uptime.
Settlement times measured in days
Legacy correspondent banking creates unnecessary delays
Multiple intermediaries per transaction
Each middleman adds cost and complexity
Hidden FX spreads and opaque fees
Users never see the true cost of their transfers
High costs for migrant workers and small businesses
Those who can least afford it pay the most
Legacy Rails vs. Mesari Rails
Legacy Rails
Settlement: 2-5 days
Multiple intermediaries
Hidden fees
Mesari Rails
Settlement: seconds
Direct modern infrastructure
Transparent pricing
Drag the slider to compare traditional banking with Mesari's modern infrastructure
How It Works
Mesari separates international payments into two distinct layers: local money movement and global settlement.
Local Collection
Users fund Mesari using local payment rails. Bank transfer, debit card, or cash deposit.
“Users interact only with traditional payment methods and local currencies.”
Modern Settlement Infrastructure
Instant, transparent, and compliant
Settlement happens instantly using modern infrastructure invisible to end users.
Instant global settlement
Settle cross-border value in seconds, not days
Near-zero marginal cost
Eliminate expensive intermediary fees
Elimination of intermediaries
Direct settlement between origin and destination
User Experience: Simple Fiat Transfer
Fund with Local Currency
User sends USD via bank transfer, debit card, or cash deposit
See Transfer Details
Transparent FX rate, clear fees, estimated delivery time
Recipient Gets Local Fiat
Money arrives in local currency to recipient's bank account
Just a normal money transfer. Modern infrastructure under the hood.
Technology Infrastructure
Mesari uses modern settlement infrastructure because it offers fast finality, high reliability, and transparent verification.
Fast finality
Transactions confirmed in seconds
High reliability
Enterprise-grade infrastructure
Transparent verification
Complete audit trail for all settlements
System Status
Real-time infrastructure monitoring
“Users interact only with traditional payment methods and local currencies.”
Transparent Pricing
Mesari generates revenue through transparent FX margins and transaction fees below incumbent providers, enabled by modern settlement infrastructure.
Transparent FX margins
See the exact rate with no hidden spreads
Fees below incumbents
Up to 80% lower than traditional providers
Treasury efficiency
Modern settlement reduces operational costs
Cost Estimator
Calculate your transfer cost
Estimate Breakdown
Low fees by design: 0.5% for all corridors
Frequently Asked Questions
Everything you need to know about Mesari's cross-border payments infrastructure
Build with modern cross-border rails
Join us in replacing legacy correspondent banking with instant settlement, transparent fees, and compliant infrastructure.
Interested in partnering with us or learning more about our infrastructure?
partnerships@mesari.com